XPay

• XPay Card Load OTPTriggered when a one-time password (OTP) is generated as part of the security challenge for provisioning an XPay card to a digital wallet (Apple Pay, Google Pay or similar). The challenge applies to both manual and in-app push provisioning and is presented dynamically based on card load risk scoring. Subscribers should use this event to deliver the OTP to the cardholder in their preferred channel.
• XPay Card Load ConfirmedTriggered when a card has been successfully enabled for use with XPay (Googlepay, Applepay or similar). Subscribers should use this event to inform the cardholder, via email, that their card is ready to use with XPay.