Funding Protocols

A funding protocol determines how a card is provided with available balance and how the Immersve platform can settle or refund. A Funding Protocol is selected by defining the Funding Type when creating a Funding Channel.

Protocol Characteristics

The following are the main characterizing aspects of the Immersve funding protocols.

  • Chains
    Which blockchains are supported by the protocol. See Supported Chains for a full list.

  • Contract Mechanics
    The smart contract mechanics influence user onboarding UX and where tokens are deposited. The flexi variant requires a contract to be deployed as part of cardholder onboarding while the universal variant pools tokens into a single partner-scoped contract.

  • Direct Spend
    The protocol is capable of spending tokens directly from a cardholder's existing wallet.

  • Custodial Spend
    The protocol enables the integrating partner to perform real-time payment authorizations off-chain.

Available Protocols

Immersve's funding protocol that operates on the Algorand blockchain. It uses "flexi" contract mechanics. Cardholder available balance can be inspected on-chain and permission-less withdrawal is supported.

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Immersve's funding protocol that enables "custodial spend". Integrated client applications authorize Immersve card payments in real-time using their own ledger.

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Immersve's funding protocol that can operate on any EVM chain. It uses "universal" contract mechanics and supports direct spend from a cardholder's existing wallet on some EVM chains.

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Immersve's funding protocol that can be used for experimenting with Immersve card issuing without configuring on-chain components.

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